The ZADT administers its Funds through selected local financial institutions. The financial institutions on-lend to Zimbabwean agricultural value chain actors or agribusiness entities who have commercial linkages with smallholder farmers.

The funding is also accessed directly by smallholder farmers from some financial institutions such as those which do micro-lending.  

The current fund stands at ZWL$38.5 million and this was made from contributions from three development organizations. The fund is a revolving facility which is disbursed as loan facilities which are repaid as per signed agreements and not grants.